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title: ReFi DSCR Loan Process
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# CALABRIA CAPITAL

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- [Your Scenario](https://calcapusa.com/en-us/investor-scenario-questionnaire?hsLang=en)
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- [Apply Online](https://calcapusa.com/calcap-application-page?hsLang=en)
- [(737) 282-7656](tel:+17372827656)

#### **🏠 Guide 2: The DSCR Cash-Out Refinance (30-Year Long-Term)**

*Best for landlords looking to pull cash equity out of an established rental property based strictly on cash flow.*

**📋 Phase 1: Application & Target LTV**

**🧮 Phase 2: The DSCR Calculation**

**🔍 Phase 3: The Rental Appraisal & Valuation Risks**

**🛡️ Phase 4: Self-Funding & The Rate/Term Pivot Safety Net**

**💵 Phase 5: Closing & Cash Disbursal**

**📈 Phase 6: Long-Term Wealth Building**

 

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Calabria Capital LLC does not provide direct lending, real estate sales, or mortgage servicing, but provides the sourcing and securing of investor real estate mortgage loans from third party lenders.

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